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Credit after BK or Shortsale
One of the concerns a consumer has after experiencing a bankruptcy, foreclosure, or short sale (referred to as a "preforeclosure sale" by Fannie Mae when the owner is in default) is the ability to obtain credit to purchase another home.

C. Credit after a Short Sale (Preforeclosure Sale)

Q 9.  How long is the time period after a " preforeclosure sale" before a consumer can be eligible to obtain credit to purchase a property?

A  After two years from the date the preforeclosure sale was completed, but the consumer is limited to a maximum loan-to-value ratio of 80 percent. Oh yes there is more................... 

Hello Friends,

This is Joe. I have the answers to these questions. There are 1234 pages so I cannot put all this info on here. Send me your request along with your contact info and I will provide an 11 page article that answers your questions about obtaining credit after Foreclosure, BK or Shortsale. Send your request to MiniPDF@joedickson.net  Thank you. Joe Dickson